Personal Financial Planning

When I retire...
When the kids go to college...
When we sell the business...

Your money is not a "someday" destination in the future.

Moquist Thorvilson Kaufmann Kennedy & Pieper LLC focuses on the here and now with comprehensive financial planning that fits your values and lifestyle. When you meet our team, you'll see that we believe in spending time with people we like, doing work we enjoy and having fun. Sound money management makes that easier.

By choosing one of our highly credentialed financial planners, you'll also tap into the tax and financial experience of a trusted CPA firm, fee-only advisory services provided through our affiliate SilverOak Wealth Management, and years of individual and business knowledge to get your financial life in order.

For Entrepreneurs
How much is enough? Let's answer that question with options to build wealth outside your business as well as business consulting that steers you toward financial independence. We operate our firm like entrepreneurs with a broad vision and smart people to carry it out. Rely on our experience to advise you on taxes and budgeting, bookkeeping, risk management, reinvestment and profit sharing, charitable giving and succession planning. We'll give you smart ideas to separate personal from business assets. We can analyze your benefits package and recommend smart money managers as well as act as your third party administrator or controller.

For Executives
Can you afford another professional transition? MTK can review your net worth statements, compensation structure, family and lifestyle objectives and risk preferences to determine the best career moves. If you would like us to review the pros and cons of a new opportunity with regard to benefits and compensation, we would be happy to compare it to your current situation and provide an objective recommendation. Call on us for tax and estate planning, questions on funding for college or charitable giving options.

For Individuals
Who should you trust? If talking about money with family and friends still feels uncomfortable, MTK has developed several services that cater to individuals whose financial horizon has broadened. Whether due to a one-time event, inheritance or career success, you can turn to SOTK for sophisticated financial planning as well as accounting and business advisory services.

Working with your estate attorney, investment advisors and insurance broker, we provide sophisticated high net worth planning, wealth management and wealth transfer consulting — not tied to any particular money manager or product. You pay upfront only for the services you use, just as you would for our individual bookkeeping or tax advice. If you need specific asset allocation advice or want to know the value of real estate holdings, MTK offers a wealth of knowledge from one reliable source.

While many of our financial planning clients are also clients of our affiliate SilverOak Wealth Management, you could work with us on a financial plan and then choose your own service providers. In any case, we're just a call away.

Contact Kim Schwichtenberg or Paul Swanson for more information on these services.